Bank Of The Future! 比賽結束

How can you revolutionize the banking industry?

開始 2014年10月03日 結束 2014年11月02日 23:59 UTC 審議 結果 2015年2月
2014年11月02日 23:59 UTC


With the help of technology and the genius minds of some revolutionary inventors and entrepreneurs, many industries have been truly revolutionized over the past 5 years. Airbnb for instance connects hosts who want to rent their apartments to travelers who value staying at people’s places rather than at hotels. It has revolutionized the hotel industry. Uber lets people become unlicensed taxis drivers using their own cars. With Amazon, you can have next-day home delivery of books or records. When you go back to Amazon's website, it will suggest some items, based on your past searches and based on what other people have bought. This has changed our purchase decisions.

All these new services have brought a blast of fresh air that has disrupted old models as they use technology and new thinking to deliver a better experience. They make the world simpler, faster, more connected and more interpersonal.

What about banking… How will it change? Imagine the future of banking and share that vision with us.



In a world where everything is being reinvented, show us what happens in “the bank of the future”.

You know what banks do: they keep our money safe; they help you pay, they lend money to help you finance your projects and they help your money grow by investing it.

In the future, how will this be done? What would the “Amazon”, the “Uber” or the “AirBnB” of banks be? How can banking be revolutionized to become simpler, faster, more connected, and more relational?

We need you to project us in the future through a comprehensive visual story that shows the overall banking experience through some key moments - illustrated with visuals and some explanations (it can be a cartoon, a sketch or a photo novel). Show us visual stories of real moments where a bank is there for its clients.  What are these moments? What is happening? How it is different from what we do today? 

You need to put people first. Banks need to fit into people’s lives, understand them and offer them relevant and useful products and services.

There is no specific type of customers we have in mind for this new banking experience. The services and products should be available to anyone, regardless of age or status, everywhere. Your idea must be universal.

Our sponsor wishes to remain confidential. We don’t want you to be influenced by the name of this big brand. We will tell you who it is after the contest is over.

The winning concepts will be shown internally, at our client’s office to inspire new thinking. The winner might be asked to come and present their concept. This is a great opportunity to showcase your thinking to people who can make things happen.



Start by thinking about the big and small problems that people have with banks. Maybe they are not accessible and simple enough. Maybe there are too few of them and what they offer is not personalized enough. Maybe they are not there when and where you need them. Or maybe you want them to be both invisible yet always available. Or maybe you would not need them anymore as you could borrow or lend money through crowdfunding platforms. Also consider the recent disruptions. They happened in so many fields. MP3 transformed the old recording industry and music applications made the music listening experience smoother than ever, “Tripadvisor” can make or break a hotel, “Tinder” changed the way people date, with “Kickstarter”, everyone can finance a project, no need for venture capitalists or bank funding, and with “Uber” you don’t need to worry about having enough cash to pay for your taxi ride.

For example: online purchases. While “Amazon” started as an online bookshop, you can now use the Amazon platform to find anything you need, from buying technology and fresh food to getting recommendations. Now, apply this to banking. Your entry could tell the story of a young couple who would use the bank to store both money and personal data, such as bills and diplomas. The bank would also provide new services such as advice on how to save money on everyday purchases. You could say the bank would be entitled to provide this service because you believe they are good at protecting valuable items and they have extensive money-related knowledge.
In your story you could imagine what this bank offer could do when the couple goes on holiday: what advice could the bank give? Through which channel? What data would the couple store and where?

Or when you are looking for a new house when visiting an area, a “smart bank” could find available properties within your budget, based on your current savings and income.

These are mere examples of the areas for innovation you could cover, there are many more. Be creative and think different!

To create your visual story, think about key moments where you need the services your bank provides. Paying for bread at the bakery, getting your salary paid into your account, travelling, buying a car, getting a loan for a new house, retirement, planning savings and investment, etc… How could we disrupt these, and disrupt the whole banking model?



  • #1 獎金 € 3,000
  • #2 獎金 € 2,000
  • #3 獎金 € 1,000
  • #4 獎金 € 1,000
  • #5 獎金 € 500


Visual stories.


We will only accept entries that are very visual. It does not matter if your illustrations are beautiful, but we would like to see some images that bring your ideas to life, together with your explanations. Awards will go to the most ground-breaking ideas. To compete and win, think about banking in 2025, not 2015. We want revolution, not just an evolution of what exists.



  • Be innovative. Think beyond obvious things such as contactless credit cards, ability to talk to your advisor via Skype or paying with your phone… these solutions already exist and are therefore not very original or disruptive.
  • Your entry has to have images and text. Text should be limited to two pages. But you can add as many images as you want.
  • Entries should be in English. 


  • 不要在作品中展現任何個人細節(姓名、聯系電話、郵件地址等等)
  • 請保留一份高質量或高清版本的參賽作品,以供在獲獎後使用。
  • 你提交的作品必須是你自己的創作,才具有參賽資格。
  • 你必須取得所有參與媒體創作的作者與演員,每個人的書面許可。
  • 若你有使用到不屬於你自己的創作內容 (音樂、照片、設計等內容),請在你的媒體描述說明中註明,不管你所使用到的音樂和/或圖片是否為自己創作,請提供授權連結證明你有這些內容的使用權利。
  • eYeka愛可網將可能要求你提供書面證明或書面文件的複件,以確保eYeka愛可網和品牌客戶能根據比賽規則獲得使用這些作品的授權。
  • 不符合上述規定的作品將不具備參賽資格。